My Floods

Tuesday, August 24th, 2010 at 8:45 am

September is just around the corner and with it the worst hurricane season. And you know what…?

The floods that hurricanes bring cause more damage and deaths than the winds of a hurricane.

Besides, flooding is more common in America, even outside of hurricane season.

And the truth is: you can live miles and miles away from the water, and still be the victim of a flood. Anything like a broken pipe or a slow moving storm can cause flooding.

We have already had flooding, not because we live near the water, not because of a hurricane, but because our neighbor built up his yard so high (with sand and grass) that when it rained hard, all the water drained off onto our property.

Later we learned that this is not such an unusual problem on this side of the world.

Many people think they don’t need this kind of insurance, believing the federal government will provide assistance when the time comes. But floods are not always declared a federal disaster. And even when they are, that help comes in the form of a loan you have to pay back with interest.

For such a big problem, so distressing and so widespread, the solution is very simple: FLOOD INSURANCE.

In this country, there are about 100 private companies supported by the government that offer it so much cheaper. Policies are available to homeowners, condo owners, renters and business owners alike.

If you live in a low risk area, this type of insurance can cost you as little as $119 per year. And thank God, even in the areas of high risk, cost is quite accessible.

The good is that they cover all types of loss you have had and you do not have to pay anything back (unlike the ‘help’ of federal loans).

Do not forget: it takes 30 days for your insurance to become active.

To assess your level risk, visit www.floodsmart.gov – or call 1-888-435-6637

A year from now you may wish you had done it TODAY.

Also don’t forget, pass this information to those who you care about. ;-)

Didyouget2pelicans