If you need a car but can not afford the down payment, you might consider taking over the ‘lease’ of someone else’s car.
You only need to submit a credit application and then when it has been approved, you assume the remaining monthly payments.
These websites match those with a ‘lease’ with those who need a car.
→http://www.swapalease.com/
→http://www.leasetrader.com/
For me it was bothersome…
And I know well that it was for many other people too.
All the time people asking you money for this or that party at work.
Every Dick, John or Harry is always having a birthday, or it’s a baby shower, wedding, someone retiring…
Do you have to contribute… EVERY TIME?
In a perfect world without office politics, no.
But this is where you work.
Do you want your colleagues, boss, supervisor and everyone think you’re a big cheapskate, that you are not a good team member?
You would be naive, if you really wanted that… People commenting behind your back, saying that you refuse to contribute a few dollars.
But if it bothers you that much; if something is super steady or are you are being asking for lots of money, consider doing the following:
Go to your supervisor and politely ask, “Can we rethink this policy?”
But go armed with alternatives:
→ Like putting a price cap on office parties.
→ Or celebrating only certain events.
You never know… your boss may be just as tired of getting hit up for the contributions as you are.
Each creature has a place to fill this world …
Mine is to stay here in a lap as a “leg warmer”.
Didn’t you know?
No one plays in a symphony alone ! 
Being a good boy is quite commendable, and I am…
But being a good boy and also USEFUL is a much better combination!
After all, collaborating and serving is a kind of like rent that we must pay to live on this planet.
It’s not about being independent, that word even seems to be blasphemous.
We all depend on each other, each living soul on this earth.
My dream is that one day, two simple words, such as cooperation and brotherhood will not need publicity, will not have to get on the news or merit a trophy… and that is even ridiculous.
It will be something very natural… like waking up every day.
I don’t watch TV. I don’t have the time…
If I have a few hours or I’m too tired to do anything else… we watch movies.
Yesterday, I turned on the device, and the first scene I saw was of this little boy kicking, crying, and throwing a tantrum, yelling at his parents saying that he was not happy with any of the gifts he received at Christmas.
And the whole thing was shown as a short funny video that emphasized the child’s personality.
So I was thinking, “how can parents teach children, that Christmas is not only about presents?”…
Because it seems that every year, it gets more and more difficult.
After all, with the help of the media, children think that they’re supposed to have everything…
And the more you give them, the more they want, and when they get more, they give no value to what they have.
Of course I’m no expert on the subject and I am mentioning this too late…
In a few hours it will be Christmas.
Even so, they must learn to control this consumerist appetite and to realize that there is life beyond having everything.
They also need to learn to think of others …
And what would I do if I had them around me?
I would go to the kitchen, with them, make some delicious food and take it to a place where there was someone in need.
I would also suggest to grandparents and parents they gift the kids with tickets to parks, zoos, museums, etc…
Memories last much longer than presents and memories unite families.
